Things to consider when moving to the country
How many times have you yourself craved a more wholesome, natural and carefree life? A lifestyle where you literally have everything at your fingertips and can get much out of your hard work that you put into something? Well maybe you too could consider a life further away from the big developed city and adopt a more rural lifestyle by striking out and moving to the country. Indeed it’s a dream that is shared by many people and Australia is one of the easier countries to do it in due to the abundance of good land, particularly in Western Australia, that is fertile, sustainable and can help provide the people and their families with everything they could need from fresh, local food to employment opportunities.
However before you make such a monumentally huge decision that will inevitably change not just yours, but your entire families lives forever. And whether those changes are for better or worse are often times determined by the amount of thought, planning and preparations you put into the process when first going into the process. So let’s take a look at a few of the more important considerations that you have to make when you are planning on a big move out into the countryside.
Now the first and foremost thing that you will need to look into is how you are actually going to fund the initial purchase and of the property and; land and how you will sustain yourself during the transition period between the two properties and indeed the two different lifestyles. And normally to start this kind of endeavor you will either need to sell or remortgage a property that you currently own or secure a mortgage based on your credit history and scoring. Short of that you could try and use your savings to put the deposit down on the house and then use your monthly income to secure a regular bank loan against the remaining value, however this is only for those who have considerable assets or capital available to spend.
For most people it’s highly recommended that you get yourself an appointment with a local mortgage or financial advisor and see what they think of you financial situation. They will sit down with you and go through all of you financial details, accounts and listings of your assets and try to figure out how best finance you new endeavor. They can potentially have knowledge of specific loans and laws that could give you a favorable advantage when it comes to sourcing some additional finance, particularly if the finance is for an investment of this scale.
One of the major disadvantages you could say about living in the countryside is the pure fact that it is less built up and developed that what you may be used to in the city and this goes for a lot of different things from groceries, cafes and restaurant but also more basic things like water, gas and electricity that are necessary for day to day life that you may have problems in getting connected too if your property happens to be extremely remote. For example, water pipes require ;large amounts of underground digging to lay the pipework and if you property is particularly far away from the cistern then it would be very difficult to install piping from there all the way to your property and also more expense then it is practically worth doing.
This is why so many people who move into the country have to rely of bore pumps in Perth they have even gone so far as to start recommending consultations to anyone who moves more than 50km away from a large city or water source. This is due to the unique conditions of the Australian countryside, being extremely hot and dry can make it very difficult to extend the pipes all the way across the outback. However bore pumps actually take the water from a borehole that must be dug in your property and supplies the house with water from that. So make sure that when you are viewing and looking for houses to ask about connectivity to all of these services, and particularly the water as it is probably the most vital resource of them all. And if they say that it requires a bore pump then be sure to ask follow up questions about its condition.